Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. UKPayday is a credit broker, not a lender.
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Guides
- All guidesSixteen guides, grouped by topic
- What a soft search actually doesCredit files · 9 min read
- Working out what you can afford to repayAffordability · 11 min read
- APR, interest and total repayableCost of credit · 11 min read
- What to do if you cannot make a repaymentIf things go wrong · 11 min read
- How lenders decide, and what they look atDecisions · 13 min read
- Alternatives worth checking firstBefore you borrow · 14 min read
- Do payday loans affect your credit score?Credit scores · 12 min read
- What are payday loans and how do they work in the UK?The basics · 13 min read
- How long do payday loans stay on your credit report?How long it stays · 13 min read
- How to pay off payday loans and break the borrowing cycleGetting clear · 15 min read
- Can you consolidate payday loans?Consolidation · 13 min read
- Are payday loans bad? The risks explained clearlyWeighing the risk · 13 min read
- Can you claim back interest on payday loans?Refunds · 14 min read
- Can you get a payday loan while receiving benefits?Benefits as income · 13 min read
- Do any payday lenders accept everyone?Acceptance claims · 9 min read
- Do payday loans still exist in the UK?The market today · 10 min read